California Debt Elimination Attorney
If you are spending all of your time worrying about your mounting debts, it's probably preventing you from enjoying your life. Fortunately for you, it doesn't have to be this way. By filing for bankruptcy, you can put an immediate end to harassing calls from creditors and collections agents while getting the fresh start you need.
I'm attorney Andrew Kern, and I am devoted to helping consumers throughout California get the debt relief they need. I offer personalized service and you can rely on me to provide you with advice that is tailored to your specific needs.
Contact a Petaluma Bankruptcy Lawyer
You can rely on me to guide you towards the fresh start you need. To discuss your options in a free consultation, call 707-981-4737. Or, you can contact me online.
Chapter 7 Bankruptcy
Also known as liquidation bankruptcy, Chapter 7 allows people to eliminate their debt while keeping some assets. After the process is complete, your dischargeable debts will be discharged, giving you a fresh start and a chance to rebuild your credit as you move forward.
Chapter 13 Bankruptcy
Consisting of a repayment plan that lasts three to five years, Chapter 13 bankruptcy allows for negotiation with creditors to reduce principle balances and interest rates as well as reorganize payment plans. This form of bankruptcy is often used by consumers looking to avoid foreclosure.
Life After Bankruptcy
In addition to helping you prepare for bankruptcy and make your way through its process, I will work with you to make sure you understand how you can enjoy life after bankruptcy without putting yourself back into a struggle with debt.
To put an end to creditor harassment and repossession threats, contact me online or call 707-981-4737 today for a free initial consultation.
I am a debt relief attorney. I help people file for bankruptcy relief under the Bankruptcy Code.
