Life After Bankruptcy
Getting a Fresh Start After Bankruptcy in California
It may be hard to picture now, but there will be life after debt, and there will be life after bankruptcy. Filing for bankruptcy can provide you with the fresh start you need and the opportunity to rebuild your credit rating, taking back control over your finances.
Contact a Petaluma Bankruptcy Law Attorney
I'm attorney Andrew Kern. I am committed to helping consumers in California get the fresh start they deserve. I look forward to helping you get your financial situation under control so that you can enjoy life after bankruptcy. To arrange your free initial consultation to discuss your bankruptcy options, call 707-658-4602 or contact me via e-mail. I am located conveniently near Highway 101 in Petaluma.
Preparation is the key to Restoring Your Financial Life
After your bankruptcy is finalized, it will be important to take steps to restore your finances, such as focusing on prudent spending and budgeting. You will need to be more budget-conscious, identifying what went wrong and being prepared, so it does not happen again.
Restoring Your Credit
You can begin rebuilding your credit soon after your bankruptcy filing, by getting a credit card with a small credit limit and paying off your balance each month. Banks will be looking at your credit history, not just your bankruptcy filing, so it is important to begin rebuilding your credit as soon as possible.
How Long Until Life After Bankruptcy Begins?
If you file for Chapter 7, the process will typically last 90 days. The process for Chapter 13 typically lasts three to five years. To learn more about your bankruptcy options and what you can do to restore your credit, contact me online or call 707-658-4602 today for a free initial consultation.
I am a debt relief attorney. I help people file for bankruptcy relief under the Bankruptcy Code.